What would you do if you knew with absolute certainty that you would die in exactly 10 years time. It doesn’t matter how you know this or what you will die of; in 3652 days you will drop dead.
This is the second thought experiment by SavingNinja. He asked for a stream of consciousness. Sorry in advance…
I was reluctant to have a go at this thought experiment. That’s because I only have two real phobias in life (the rest can be put down to my cowardice). In true Young FI Guy fashion, I’m even a little odd about my phobias. See my two phobias are dying and immortality. Hell(er) of a catch-22. Most of the time I can pretend that these issues don’t exist and live in bliss. This question means I have to confront them. After spending much of yesterday utterly miserable and deeply unhappy, here’s what I’d do.
Make lots of money
First off, assuming that my death in 10 years time isn’t due to the world ending or some pre-existing illness, I’d go to my insurer and jack-up my life insurance policy. I’m genuinely shocked the other respondents haven’t gone for this – perhaps they are less ethically dubious.
Confronting my demons
Next, I’d go see a psychiatrist to help me overcome my phobias. Maybe FIREShrink can help me out. Part of that would mean reading two books sitting on my shelf that I can’t bring myself to read: When Breath Becomes Air and Being Mortal (amazon affiliate links). Apparently, both books are excellent. I wouldn’t know I woosed out of reading them.
Apart from that, I’d change very little. I enjoy my quiet life. I’ve no plans to be famous or influential. In short, I’d quite like people to leave me alone!
I’d like Mrs YFG to quit her job so I can spend more time with her. But that’d be her call. I assume she would very much like to do so, despite me being incredibly annoying. Hopefully, the life insurance policies will stay her hand from the poison.
Three years in I’d give away quite a bit of money to my sister and other people (i.e. those not exempt from Inheritance Tax). Leaving enough to bat away the rest of the innings.
Now please excuse me whilst I lay down and sob uncontrollably for a bit.
All the best,
Young FI Guy
Read what other folks have said: